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Banking 🔴 High

RBI Issues Master Directions on Authorisation to Operate Payment Systems

📅 Published 18 Jun 2026 · june 2026

RBI Issues Master Directions on Authorisation to Operate Payment Systems

The Reserve Bank of India (RBI) introduced comprehensive Master Directions for entities wishing to operate payment systems under the Payment and Settlement Systems (PSS) Act, 2007.
Defines Payment System Operator (PSO): Entities authorized by RBI for clearing, payment, or settlement of funds.
Key points: Eligibility, licensing, license validity, surrender, and cooling-off rules.
Authorization requirement: No entity can operate a payment system without prior RBI approval under Section 4 of the PSS Act.

📝 Relevant Exams: UPSC
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